Let's be honest here- How are your finances? Are you TTC #2 or more?
Personally I think, if you wait to be "financial" stable to have babies, it will never begin. lol We will always have bills and things coming up. Currently right now, me and my family-financially- are immaculately fine. But we do have a lot of bills we are trying to pay completely sour. Especially before my next baby. Which will be when Brayden is 3.
Both me and my fiance work full time.
If you are TTC #2 or more are you worried roughly speaking your finances? Are you a SAHM? Do you work? How do you manage to raise more then 1 newborn with 1 income and what are your fiances like?
This may be a personal question so I take in if you don't want to answer. Just trying to see what works and plan for my next baby. I plan to be a SAHM with my subsequent baby.
I'm on parenthood leave with my first son right now. After my year is up I will be going support to work. In order for me to get EI, I believe that I have to work a minimum of 13 weeks. When and if I opt to have a second child, I will make sure that I will have worked atleast 13 weeks surrounded by order to get all of the benefits. I enjoy to say, however, that I thought we would be a little more strapped for cash than we currently are. We seem to be to be doing fine. My husband still works full time while I'm off, and I get about partially of my normal salary through EI. I, however, want to wait until my son is a short time older before thinking about #2. I can't predict having another one right now!
When it comes to the time that my kids ask for a dog, as a parent I will report them that they need to be able to be responsible to care for it. If they are unqualified, then do what they can to show me they will be.
As I value children more than dogs, I would hope parents would first be responsible - yes financially also - to care for what they want. And not work like a kid who wants a COOKIE NOW NOW NOW.
I only have one but hubby and I are something like to start trying for #2. We are ok financially, but are like you and have things we need to clear off. Right now we require two incomes, but I hope to be a SAHM soon. It just depends where on earth we are at when we have #2.
He have a really nice brand new home that we can afford, but do not really entail this nice of a house. Hubby is supposed to be getting promoted soon. When he is, the company will move us out of state and will buy our house from us. Wehn we move we are going to downgrade our home a bit so we can have a smaller morgage and I will be able to stay home.
We pay $600 a month for daycare alone. Diapers, formula and toddler food are a lot more. We can afford 2 babies but it would be tight having to pay for daycare for 2. That would be $1200 a month. Our child we own now is 10 months so we would not have one is school if we have another anytime soon.
I agree with you that if you wait for finances you may never have the ancestral you want. It is nice to be able to afford more things though. We waited 4 years after our marriage to enjoy our first and we have enough income to get her everything she wishes, most of what she wants and any extras we feel like spoiling her next to :)
I'm a stay at home mom and my husband is a police officer. He makes roughly 60k a year, but we do well on that income alone. It has great strength benefits and whatnot, so it didn't really affect our choice of having a second baby. I'm pregnant right now next to #2.
I merely had my second, and things are really TIGHT. I'm a sahm, and will be for as long as we can scrape by. My kids have everything they want, but we don't have a lot of extras. That's ok by me as long as I get to elevate my kids. It made sense for us to have them close together (they're 19 months apart), so that I'm out of work for a shorter period of time. If we had wait another year or two, that would be another year or two of me not working.
I would love to have more money, but spending time with my kids is worth so much more to me.
where can i get a full time job posting question?
Our budget is a little tight. But we're doing okay.
I'm staying at home, and my husband have a full time job AND his own business taking off (he just get a big client!!), so we're alright. :) We're definitely not in the position to be trying to have anymore kids though. I want to hang around until we can move into a bigger house. Plus...I just don't want to go through pregnancy/childbirth again quite but. Haha
Right in a minute we have a 22 month old son and I am a SAHM. We are able to rate all our bills and have a little disappeared over and the end of the month to go out to eat. I enjoy been really thinking about trying to have another infant next year, but I am worried it will put us in a financial bind, so we may not be able to enjoy another child. I think I am definitely going to wait until my son is potty trained earlier trying for another baby so I won't have 2 kids in diapers.
Logan is 17 months in a minute.. i so wanted to have another when he turned 2, but we will have to hang about till he is 3.. me and the hubby both work.. we are ok now, daycare sets us back almost 200 a week for just him.. at hand is no way we could afford 2 babies in daycare.. we considered me staying at home.. but there are other bills ie credit cards,vigour insurance, car insurance and all the amenities that have to be rewarded by my check.
i do believe the old saying"if you wait till you can afford it, then you'll never hold children" but if i TTC now then we could be looking into foreclosure and creditors knocking on the door.
Ther is nought wrong in waiting until u pay off your bills. I ahve 4 children 6,5,3 and 4 months outmoded. I am a sahm. I dont work because I am a social worker and my wages are so low I'd spend it all or more on child care, transportation, and gas. So I am home. Sometimes things are tight but we are ok with it. It in recent times all depends on your priorities. If we wanted luxuries we would ntn ahve had children we hold standard items instead. We also live in our means and do not over spend.
also unexpectedly one on our children is a special needs child whose effort is a major draw on our finances. But we love him and wouldnt have it any other way. He be our 1st and we still decided to have 3 more. I do not think have children is so much a rational decision as one with your heart. Had we academically decided we would / should have never had the other 3, but that be not the right decision for our family.
Edit- also with this 4th child. SOme where on earth out of the clear blue sky a business opportunity fell for me and I took it and I am making money while at home. Sometimes you just need faith.
I am pregnant near number 2. I will have children 14 months apart. So that means 2 in diapers. I am fortunate plenty to be a SAHM. My husband is getting promoted (in the Army) in August. So that is going to help us out greatly. We found out we were pregnant before we knew nearly the promotion.
We are on a budget with one so I know with 2 the budget will get even tighter but to be precise okay with us. Our kids will have everything they need. Love, attention, support, etc. They don't necessitate material things to be happy. I get used clothes, used toys, etc. I am at ease with them and so is my daughter. If I was to go to work I would hold to put her in daycare and the cost of daycare wold basically take my paycheck.
I couldn't be happier. Of course we adjectives wish for more money! But, the way things are looking right now contained by the economy it doesn't look too promising.
As long as I know my daughter is happy than I am happy. Source(s): 10 month dated and 25 weeks pregnant
Our finances are pretty worthy. About to get even better. Our cc bills will be paid off and we are getting free rent since my fiance is the conservation supervisor he gets a free apartment where he works.
We are going to start TTC probably early August or September. I agree, I dont guess its possible to be financially stable. You never know what might come up you HAVE to pay. One will always have bills.
I am a working mom right very soon. We pay $160 for daycare. Its about to drop to only $120 a week for part of the pack time. Which is still expensive but I love his daycare. I am going to work only 2-3 days a week so I will get to SAH with Colten more. I guess I will be more approaching a part time SAH working mom.
We're stable, Only my hubby works. Id love to start TTC for #2 but my husband doesn't want to til next year...which is stupid since the health care we own now pays for everything and we won't have it as of Nov. of next year, unless he get stoplossed.
when i got pregnant with my first baby we be a little irresponsible when it came to money we had it but we spent it surrounded by stupid stuff after finding out we were pregnant we stopped saved up for a down payment for a house a newer vehicle and abiding money. to tell you the truth if my son wouldn't have come along we would still be renting and wasting money on food everyday... i think when you receive pregnant you do what you have to do to give that child the best start in enthusiasm that you can possibly can. when my son was born 4 weeks later we were putting an proposition in a home and 4 weeks later we moved in. i assume my son made us who we are and we want another baby even tho we don't have money to trow away we can definitely clear it work and we will. So i think there are new bills and things to pay envelope for but if you want a baby you can make it work. maybe the money you spend on your nail can be used to pay for a diaper box or the hundreds of dollars on makeup can pay for formula etc... you go girl! Source(s): please answer mine http://answers.yahoo.com/question/index?…
I am a SAHM and one of the major issues just about waiting to have another baby is finances. We will not let our reserves go past a certain plane and with entertainment and extra spending money every week...we pretty much spend all of my husband's salary.
Before I gain pregnant again, I think I will go back to work for conceivably 3 or 4 months to save up for all medical expenses/co-pays and everything needed for the new babe. At least it WILL be a lot cheaper this time around cause we save pretty much all of the equipment.
Yes, some people do say, "There is no dependable time for a baby," and "You will always me able to come up next to an excuse why to wait." But, I would like to be as well prepared as possible and not put my home in a bad position.
As you know I'm already prego :-)
I work and so does my hubby. When our next baby is born, my hubby has arranged to work the evenings and I work the days. This way we don't need a babysitter. We always considered necessary to have 2 babies no matter what the situation is. I don't think you will ever be geared up for a baby. There is always one thing or another article will keep you from having that baby. The road I think is, what's more important to me? Rest you can adjust. Yes, it will be difficult but it will work out. I always looked-for to have my babies before I turn 30. I know I have to work so we can be comfortable even if I own the baby 2 years from now. So we came to a conclusion that let's own the baby now and get it over next to. So Brianna can have a sibling and they will be closer in age.
Answers: I knew I always needed 3 kids, but with that I also knew that I had to work full time, if I want to distribute my kids and myself a nice home, and a nice car, and nice vacations, my husband has a great undertaking too. I guess I could be a SAHM if I chose to but we wouldn't have everything that we have now we would own to make sacrifices. Me and my husband only owe on our vehicle and home, we have a decent savings information if any emergency would come up and we try our best to be smart about the things we buy. Summer months daycare will be close to $1000 a month so we plan for that also.
Edit: My 5yr old is in kindergarten this year, and 8yr outmoded will be in the third grade, my mom pick them up at 3 after school, but summer months we hold to pay big bucks haha. Just for the baby we pay around $400 a month every month.
i am not ttc i just have a baby 5 weeks ago but if he was older i wouldnt be ttc we own enough for us 3 another one would make it tight but not crazy broke. i am SAHM and my husband brings home 1200 a week when he has work he have a boiler maker and doesn't always have work he is out on his first available job in like 3 months and there is supposed to be another one within a few days after this one so we save when he works and thats what we live on and plus we live with his sisters so we don't have to rate alot but we do pay her 500 a month and plus any food or help we give them threw out the month which comes up to 1000 when it comes down to it
We are basically just getting by for right now. My SO works full time and I am a SAHM after losing my available job in the beginning of June. We pay something like $700 a month on rent/utilities/paying off credit cards/internet. We have all vehicle payed off, so that helps A LOT! I am considering a few jobs, adjectives that would allow me to work from home, which is what my SO wants (and i'd like it too) so that our daughter does not have to progress into daycare. I would LOVEEEE another baby right now (our daughter is 2) but my SO would like to hang about until we buy a house (which will hopefully be in the next year, as he has applied for a better profession with a much higher salary!) We live comfortably and are not extremely stressed roughly money, but like most, it's on my mind from time to time. If we get pregnant in the meantime, afterwards great :) If not, then we'll try sometime in the future.
ETA: We live surrounded by a small rural town, so the cost of living isn't very expensive. But it's hard to find a decent paying assignment within a half hour/hour of this town, in proclaim to raise a family. If I were to work, my complete paycheck would turn to childcare, I'd have nothing left over. It make more sense for us for me to just stay home with Emma, than have someone else study her.
We are TTC #2 and are not worried about finances. Well, I don't come up with "worried" is the right word because I think everyone is worried about them at some point or another! I guess it's not the deciding factor contained by our TTC. We have some credit cards we're looking to have paid rotten by the end of the year and my husband is getting a raise next month and we're hoping he picks up SSGT(Staff Sergeant) subsequent year. All in all I think we're within a good place to have another baby right in a minute.
Being in the miltary helps, too. Medical, housing, and utilities are free so there is a big chunk we don't own to worry about. My husband gets rewarded twice a month and after each paycheck we have roughly $700 to buy groceries, gas, and whatever else next to.
I'm with Teri 100%. My husband and I both work. We would like another child next year, but are immensely worried about finances. I'm getting old (will be 35 this year) and would like to hold our 2nd and final child soon but am not feeling financially secure enough right presently! Our mortgage + bills are about $2K/month (and that's a tiny 2-bdrm house in Minneapolis). Daycare is close to $200/week for our ONE child, I can't imagine two. We would not know how to live off of one person's income. It's a stressful situation for me right now.I know the cliche is "you'll never think you are financially prepared for another child" but I have to remain realistic about things or we'll be within big trouble. It's been stressful for us.we want nothing more than to have another child, but are worried around so many things...primarily not being able to provide for our children.
Related Questions:
At what age should a little one be moved into its own room?
Is it undisruptive for a 5 month mature child to sleep on her belly?
How masses sippy cups does your toddler hold?
Both me and my fiance work full time.
If you are TTC #2 or more are you worried roughly speaking your finances? Are you a SAHM? Do you work? How do you manage to raise more then 1 newborn with 1 income and what are your fiances like?
This may be a personal question so I take in if you don't want to answer. Just trying to see what works and plan for my next baby. I plan to be a SAHM with my subsequent baby.
I'm on parenthood leave with my first son right now. After my year is up I will be going support to work. In order for me to get EI, I believe that I have to work a minimum of 13 weeks. When and if I opt to have a second child, I will make sure that I will have worked atleast 13 weeks surrounded by order to get all of the benefits. I enjoy to say, however, that I thought we would be a little more strapped for cash than we currently are. We seem to be to be doing fine. My husband still works full time while I'm off, and I get about partially of my normal salary through EI. I, however, want to wait until my son is a short time older before thinking about #2. I can't predict having another one right now!
When it comes to the time that my kids ask for a dog, as a parent I will report them that they need to be able to be responsible to care for it. If they are unqualified, then do what they can to show me they will be.
As I value children more than dogs, I would hope parents would first be responsible - yes financially also - to care for what they want. And not work like a kid who wants a COOKIE NOW NOW NOW.
I only have one but hubby and I are something like to start trying for #2. We are ok financially, but are like you and have things we need to clear off. Right now we require two incomes, but I hope to be a SAHM soon. It just depends where on earth we are at when we have #2.
He have a really nice brand new home that we can afford, but do not really entail this nice of a house. Hubby is supposed to be getting promoted soon. When he is, the company will move us out of state and will buy our house from us. Wehn we move we are going to downgrade our home a bit so we can have a smaller morgage and I will be able to stay home.
We pay $600 a month for daycare alone. Diapers, formula and toddler food are a lot more. We can afford 2 babies but it would be tight having to pay for daycare for 2. That would be $1200 a month. Our child we own now is 10 months so we would not have one is school if we have another anytime soon.
I agree with you that if you wait for finances you may never have the ancestral you want. It is nice to be able to afford more things though. We waited 4 years after our marriage to enjoy our first and we have enough income to get her everything she wishes, most of what she wants and any extras we feel like spoiling her next to :)
I'm a stay at home mom and my husband is a police officer. He makes roughly 60k a year, but we do well on that income alone. It has great strength benefits and whatnot, so it didn't really affect our choice of having a second baby. I'm pregnant right now next to #2.
I merely had my second, and things are really TIGHT. I'm a sahm, and will be for as long as we can scrape by. My kids have everything they want, but we don't have a lot of extras. That's ok by me as long as I get to elevate my kids. It made sense for us to have them close together (they're 19 months apart), so that I'm out of work for a shorter period of time. If we had wait another year or two, that would be another year or two of me not working.
I would love to have more money, but spending time with my kids is worth so much more to me.
where can i get a full time job posting question?
Our budget is a little tight. But we're doing okay.
I'm staying at home, and my husband have a full time job AND his own business taking off (he just get a big client!!), so we're alright. :) We're definitely not in the position to be trying to have anymore kids though. I want to hang around until we can move into a bigger house. Plus...I just don't want to go through pregnancy/childbirth again quite but. Haha
Right in a minute we have a 22 month old son and I am a SAHM. We are able to rate all our bills and have a little disappeared over and the end of the month to go out to eat. I enjoy been really thinking about trying to have another infant next year, but I am worried it will put us in a financial bind, so we may not be able to enjoy another child. I think I am definitely going to wait until my son is potty trained earlier trying for another baby so I won't have 2 kids in diapers.
Logan is 17 months in a minute.. i so wanted to have another when he turned 2, but we will have to hang about till he is 3.. me and the hubby both work.. we are ok now, daycare sets us back almost 200 a week for just him.. at hand is no way we could afford 2 babies in daycare.. we considered me staying at home.. but there are other bills ie credit cards,vigour insurance, car insurance and all the amenities that have to be rewarded by my check.
i do believe the old saying"if you wait till you can afford it, then you'll never hold children" but if i TTC now then we could be looking into foreclosure and creditors knocking on the door.
Ther is nought wrong in waiting until u pay off your bills. I ahve 4 children 6,5,3 and 4 months outmoded. I am a sahm. I dont work because I am a social worker and my wages are so low I'd spend it all or more on child care, transportation, and gas. So I am home. Sometimes things are tight but we are ok with it. It in recent times all depends on your priorities. If we wanted luxuries we would ntn ahve had children we hold standard items instead. We also live in our means and do not over spend.
also unexpectedly one on our children is a special needs child whose effort is a major draw on our finances. But we love him and wouldnt have it any other way. He be our 1st and we still decided to have 3 more. I do not think have children is so much a rational decision as one with your heart. Had we academically decided we would / should have never had the other 3, but that be not the right decision for our family.
Edit- also with this 4th child. SOme where on earth out of the clear blue sky a business opportunity fell for me and I took it and I am making money while at home. Sometimes you just need faith.
I am pregnant near number 2. I will have children 14 months apart. So that means 2 in diapers. I am fortunate plenty to be a SAHM. My husband is getting promoted (in the Army) in August. So that is going to help us out greatly. We found out we were pregnant before we knew nearly the promotion.
We are on a budget with one so I know with 2 the budget will get even tighter but to be precise okay with us. Our kids will have everything they need. Love, attention, support, etc. They don't necessitate material things to be happy. I get used clothes, used toys, etc. I am at ease with them and so is my daughter. If I was to go to work I would hold to put her in daycare and the cost of daycare wold basically take my paycheck.
I couldn't be happier. Of course we adjectives wish for more money! But, the way things are looking right now contained by the economy it doesn't look too promising.
As long as I know my daughter is happy than I am happy. Source(s): 10 month dated and 25 weeks pregnant
Our finances are pretty worthy. About to get even better. Our cc bills will be paid off and we are getting free rent since my fiance is the conservation supervisor he gets a free apartment where he works.
We are going to start TTC probably early August or September. I agree, I dont guess its possible to be financially stable. You never know what might come up you HAVE to pay. One will always have bills.
I am a working mom right very soon. We pay $160 for daycare. Its about to drop to only $120 a week for part of the pack time. Which is still expensive but I love his daycare. I am going to work only 2-3 days a week so I will get to SAH with Colten more. I guess I will be more approaching a part time SAH working mom.
We're stable, Only my hubby works. Id love to start TTC for #2 but my husband doesn't want to til next year...which is stupid since the health care we own now pays for everything and we won't have it as of Nov. of next year, unless he get stoplossed.
when i got pregnant with my first baby we be a little irresponsible when it came to money we had it but we spent it surrounded by stupid stuff after finding out we were pregnant we stopped saved up for a down payment for a house a newer vehicle and abiding money. to tell you the truth if my son wouldn't have come along we would still be renting and wasting money on food everyday... i think when you receive pregnant you do what you have to do to give that child the best start in enthusiasm that you can possibly can. when my son was born 4 weeks later we were putting an proposition in a home and 4 weeks later we moved in. i assume my son made us who we are and we want another baby even tho we don't have money to trow away we can definitely clear it work and we will. So i think there are new bills and things to pay envelope for but if you want a baby you can make it work. maybe the money you spend on your nail can be used to pay for a diaper box or the hundreds of dollars on makeup can pay for formula etc... you go girl! Source(s): please answer mine http://answers.yahoo.com/question/index?…
I am a SAHM and one of the major issues just about waiting to have another baby is finances. We will not let our reserves go past a certain plane and with entertainment and extra spending money every week...we pretty much spend all of my husband's salary.
Before I gain pregnant again, I think I will go back to work for conceivably 3 or 4 months to save up for all medical expenses/co-pays and everything needed for the new babe. At least it WILL be a lot cheaper this time around cause we save pretty much all of the equipment.
Yes, some people do say, "There is no dependable time for a baby," and "You will always me able to come up next to an excuse why to wait." But, I would like to be as well prepared as possible and not put my home in a bad position.
As you know I'm already prego :-)
I work and so does my hubby. When our next baby is born, my hubby has arranged to work the evenings and I work the days. This way we don't need a babysitter. We always considered necessary to have 2 babies no matter what the situation is. I don't think you will ever be geared up for a baby. There is always one thing or another article will keep you from having that baby. The road I think is, what's more important to me? Rest you can adjust. Yes, it will be difficult but it will work out. I always looked-for to have my babies before I turn 30. I know I have to work so we can be comfortable even if I own the baby 2 years from now. So we came to a conclusion that let's own the baby now and get it over next to. So Brianna can have a sibling and they will be closer in age.
Answers: I knew I always needed 3 kids, but with that I also knew that I had to work full time, if I want to distribute my kids and myself a nice home, and a nice car, and nice vacations, my husband has a great undertaking too. I guess I could be a SAHM if I chose to but we wouldn't have everything that we have now we would own to make sacrifices. Me and my husband only owe on our vehicle and home, we have a decent savings information if any emergency would come up and we try our best to be smart about the things we buy. Summer months daycare will be close to $1000 a month so we plan for that also.
Edit: My 5yr old is in kindergarten this year, and 8yr outmoded will be in the third grade, my mom pick them up at 3 after school, but summer months we hold to pay big bucks haha. Just for the baby we pay around $400 a month every month.
i am not ttc i just have a baby 5 weeks ago but if he was older i wouldnt be ttc we own enough for us 3 another one would make it tight but not crazy broke. i am SAHM and my husband brings home 1200 a week when he has work he have a boiler maker and doesn't always have work he is out on his first available job in like 3 months and there is supposed to be another one within a few days after this one so we save when he works and thats what we live on and plus we live with his sisters so we don't have to rate alot but we do pay her 500 a month and plus any food or help we give them threw out the month which comes up to 1000 when it comes down to it
We are basically just getting by for right now. My SO works full time and I am a SAHM after losing my available job in the beginning of June. We pay something like $700 a month on rent/utilities/paying off credit cards/internet. We have all vehicle payed off, so that helps A LOT! I am considering a few jobs, adjectives that would allow me to work from home, which is what my SO wants (and i'd like it too) so that our daughter does not have to progress into daycare. I would LOVEEEE another baby right now (our daughter is 2) but my SO would like to hang about until we buy a house (which will hopefully be in the next year, as he has applied for a better profession with a much higher salary!) We live comfortably and are not extremely stressed roughly money, but like most, it's on my mind from time to time. If we get pregnant in the meantime, afterwards great :) If not, then we'll try sometime in the future.
ETA: We live surrounded by a small rural town, so the cost of living isn't very expensive. But it's hard to find a decent paying assignment within a half hour/hour of this town, in proclaim to raise a family. If I were to work, my complete paycheck would turn to childcare, I'd have nothing left over. It make more sense for us for me to just stay home with Emma, than have someone else study her.
We are TTC #2 and are not worried about finances. Well, I don't come up with "worried" is the right word because I think everyone is worried about them at some point or another! I guess it's not the deciding factor contained by our TTC. We have some credit cards we're looking to have paid rotten by the end of the year and my husband is getting a raise next month and we're hoping he picks up SSGT(Staff Sergeant) subsequent year. All in all I think we're within a good place to have another baby right in a minute.
Being in the miltary helps, too. Medical, housing, and utilities are free so there is a big chunk we don't own to worry about. My husband gets rewarded twice a month and after each paycheck we have roughly $700 to buy groceries, gas, and whatever else next to.
I'm with Teri 100%. My husband and I both work. We would like another child next year, but are immensely worried about finances. I'm getting old (will be 35 this year) and would like to hold our 2nd and final child soon but am not feeling financially secure enough right presently! Our mortgage + bills are about $2K/month (and that's a tiny 2-bdrm house in Minneapolis). Daycare is close to $200/week for our ONE child, I can't imagine two. We would not know how to live off of one person's income. It's a stressful situation for me right now.I know the cliche is "you'll never think you are financially prepared for another child" but I have to remain realistic about things or we'll be within big trouble. It's been stressful for us.we want nothing more than to have another child, but are worried around so many things...primarily not being able to provide for our children.
Related Questions: